Founded in 1996, American Pacific Mortgage (APM) is a national mortgage lender licensed in 49 states with a workforce of 3,000+ employees and more than 350 branches across the country.
Our commitment is to Creating Experiences That Matter™ for each of our valued customers with every encounter. Whether you’re looking for a streamlined mortgage experience using the latest in technology or face-to-face interaction with a local mortgage expert, APM has you covered. Our licensed Loan Advisors are here to walk you through the mortgage process, ensuring a smooth and informed experience.
At APM, we have a vast suite of specialty loan products that cater to the needs and demands of today’s borrowers. Whether you need alternative ways to document your income, have past credit challenges, have a unique property type, or have a complex financial situation, we have lending solutions for you.
The strength of APM lies not only in our comprehensive product offering but also in the trust bestowed upon us by our customers. We invite you to explore our 141,000+ 5-star customer reviews—a testament to the unparalleled service and experience defining our mortgage process.
Bill is responsible for day-to-day operations of the company.
Bill is chairman of the board and responsible for the company wellness, counter-party relations, and overall quality and soundness of the organization.
Bill Lowman
Chairman
Ned is responsible for all aspects of production, sales, growth & expansion, and operations for the company.
Ned is responsible for leading the company’s strategic objectives, health of the organization, including financial soundness and quality, and all other aspects of preserving and promoting the culture of APM.
Ned Payant
CEO
Dustin is responsible for all aspects of enterprise production at APM, including overseeing the regional production teams, production technology, production onboarding, recruiting and the corporate loan team.
Dustin is responsible for the revenue, production, and growth of the organization. As a prior LO, Branch Manager and Production Leader, Dustin knows what it takes to make our branches and originators look good.
Dustin Sheppard
President
Marty is responsible for all Compliance oversight including licensing, advertising compliance, disclosures, state and federal examinations and regulations, privacy, ECOA and HMDA, and fair lending.
Marty is responsible for Compliance oversight including licensing, advertising, disclosures, state/federal examinations and regulations, privacy, ECOA, HMDA, and fair lending.
Marty Allred
Chief Compliance Officer
Melissa is responsible for driving the success of the corporate retail channel, and leads all aspect of sales, marketing and communication for the organization.
Melissa is responsible for the sales technology and support to our branches, along with all aspects of marketing, communications, training and events.
Melissa Wright
Chief Sales & Marketing Officer
Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.
Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.
Michele Buschman
Chief Information Officer
Paul is responsible for APM’s finance, accounting and treasury activities.
Prateek oversees all areas of finance, accounting, treasury, payroll, and servicing at American Pacific Mortgage (APM). He also works with senior leadership as a key strategic partner to grow APM’s lending platform.
Prateek Khokhar
Chief Financial Officer
In Brock's role as SVP of Capital Markets, he oversees all elements of pricing and selling of loans.
Brock Homer
SVP Capital Markets
Michael oversees the integration, divisionals, and production resources that support our 300+ branches. His passion is making the branches look good, through resources and overall experiences with APM.
Michael Guidotti
SVP Production
Jason oversees the growth and sales goals for the organization, including enterprise branch oversight and business development strategies.
Jason Ponsonby
SVP Production
Demetria is responsible for employee relations, workforce management, compensation, and benefits
Demetria is responsible for employee relations, workforce management, compensation, and benefits
Demetria Hudley
VP Human Resources
Kimberley oversees APM’s Enterprise Risk Management program, BSA/AML, quality assurance, loan originator compensation, branch reviews and all suspicious activity/fraud investigations, among other duties.
Kimberley oversees APM’s Enterprise Risk Management program, BSA/AML, quality assurance, loan originator compensation, branch reviews and all suspicious activity/fraud investigations, among other duties.
Kimberley Hocking
VP Risk
Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for American Pacific Mortgage.
Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for APM.
Chuck Nugent
General Counsel
