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Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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APM Launches 1% Home Program to Make Homeownership Accessible to Underserved Communities
Roseville, CA — November 1, 2023 — American Pacific Mortgage (APM) has announced the launch of its 1% Home program, allowing qualified homebuyers to purchase a home with a down payment as low as 1%.
The 1% Home program furthers APM’s commitment to providing lending and financing solutions for underserved communities, including people who fall below the area’s median income. This program opens doors to make homeownership more accessible for qualified buyers who face the challenge of saving for a down payment.
The 1% Home program permits homebuyers to contribute a 1% down payment, and APM will provide a 2% grant (not to exceed $4,500), for a total of 3% down payment between the borrower and the lender. This gives the buyer 3% equity in their home at the time of closing.
Those who qualify for the 1% Home program may contribute more than 1% (up to a 3% down payment) and still be eligible to receive the 2% lender grant from APM (not to exceed $4,500). This program is open to first-time and repeat homebuyers with a loan amount cap of $275,000 and no location restrictions.
To view full details about 1% Home and its qualifications and conditions, click here.
About American Pacific Mortgage
American Pacific Mortgage (APM) was founded in 1996 and is a national retail mortgage lender best known for Creating Experiences That Matter™ for its people and its customers. Headquartered in Roseville, California, APM is ranked as a top mortgage lender in the U.S. and continues to win multiple awards annually, including Top Mortgage Lender, CalHFA’s Lending Heroes, Top Veteran Originators, Most Loved Employer, Diversity Jobs Employer, and Top Places to Work. The company is licensed in 49 states, employs more than 3,500 people, and has over 200 branches across the U.S., many of which operate under their own local DBA names.
APM’s rallying cry is to be 100% focused on its originators and branch managers, because when they look good, customers reap the benefits. Its charitable entity, APMCares, is entirely funded and run by employees and supports a diverse array of organizations throughout the country with funds and volunteer hours, while also providing assistance for employees who are struggling due to a medical, financial, or bereavement hardship.