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Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.

American Pacific Mortgage

Recent Posts

Top 5 Benefits to Using a Realtor When Selling Your Home

You know you want to sell your home. The only issue left to decide now is whether you sell it yourself or enlist a real estate agent to help you. This is always an important decision…but it’s even more so in the current pandemic. The logistics of selling a home today are multiplied as health and security have become even bigger priorities.

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4 Things To Look For When Choosing Your New Neighborhood

Moving to a new neighborhood can be so exciting! You’ve got a new home to make your own, a neighborhood to explore and different amenities at your disposal. This is a brand-new chapter filled with endless possibilities! 

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7 Things To Consider When Buying & Selling a Home Simultaneously

There may be no greater example of multi-tasking than when you’re buying and selling a home simultaneously. It can feel like you went from 0 to 100 in no time flat! Whether you’re chomping at the bit to get settled into your new home or ecstatic about the price you secured for your current home, we know you have plenty of activity to go around. 

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5 Things To Consider If You’re Thinking About Relocating

Relocating is on the minds of many Americans right now for a few reasons. These include the current work-from-home (WFH) culture spurred by COVID-19, career changes and low interest rates. Companies like Facebook, Google and Twitter have even given many employees the permanent option of working from home. This is causing change in our major cities as workers consider where they would want to live if their job’s location wasn’t a factor.

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Is Now The Right Time To Buy A Home?

Just when, exactly, is it the right time to buy? That’s the million-dollar question! While no one can definitively answer that for you, there are a few facts you should take into consideration that may provide you with more clarity.

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What Paying Off Your Mortgage Early May Mean For You

Is it smart to pay off your mortgage early? It certainly can be, in certain situations. In other scenarios, it may make more sense to put that money to work elsewhere, or to keep it in the bank. 

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Buying A Home During COVID-19

Life may not be completely back to normal, but many cities are reopening businesses and services as we emerge from quarantine orders caused by COVID-19. Returning to work and to the office will also give Americans a better sense of what their finances may look like in the near term.

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Observing Memorial Day Conscientiously

Memorial Day is traditionally celebrated with cookouts and parties and often signifies the beginning of the summer season. It’s important, however, to respect and observe the actual meaning of Memorial Day, which is a National Day of Mourning honoring those who have died serving the U.S. Armed Forces. It’s important to remember that for many, this is a tough day. It’s difficult to raise a glass and light off fireworks and smile with the crowd when the observance hits close to home.

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Lawn & Garden Tips That Will Make Your Home Blossom

April showers bring May flowers, right? Well, yes…if the seeds have already been planted! If not, this is the ideal time to give your outdoor space a little TLC. Fixing up your yard can foster a pride in ownership, give the neighbors something beautiful to look at and, best of all, even increase the selling value of your home!

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DIY Home Improvement & Maintenance Tips

Your home is where your heart is. For most of us right now, it’s also where our business is, our family is and our attention is. It’s safe to say your home is where you’re spending the majority of your time – and quite possibly a majority of your income – so make sure this investment pays off by keeping your home in the best shape possible!

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How To Keep Busy While Isolating

We’re all in this together, but at times the isolation feels lonely and that the days are dragging on, doesn’t it?

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5 Ways You Can Support Your Community During This Time

One of the best ways to stave off fear, worry and anxiety about COVID-19 and its impacts is to focus on the positive. We all know that’s easier said than done, but this task is made a whole lot easier if you can turn your energy into something meaningful, particularly for others.

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Family Friendly Online Learning & Activities

Are you looking for activities that will keep your kiddos learning and moving, plus keep your family entertained throughout this time? APM has you covered!

Below is a list of online resources and our favorite at-home activities to help you navigate the next few weeks during the #stayathome Coronavirus epidemic.

 

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What to Do With Your Kids During Quarantine

We are all experiencing a new normal as we take shelter and work to flatten the curve with this Coronavirus that is circulating around the world. It has brought a new normal for each of us in our daily lives. We now interact through social media, live stream apps and electronic devices. Our kids, for the time being, can’t play at the park or have sleepovers with friends. Our weekend trip to the movie theaters is no longer on the agenda nor is the zoo or aquarium. Family time is, for now, indoors and outside so long as we keep a distance from others. So, what do we do with our kids when we are stuck at home for the next few weeks, possibly longer? I can say as a mom of four, two of which are under the age of two, I have had to get creative! Here are a few ideas to stay healthy (physically and mentally), beat the cabin fever and make the most of this time together.

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Stay Healthy & Balanced While You Work From Home

Working from home has become the #newnormal for millions of Americans as we try to contain the coronavirus. Some are thrilled to roll out of bed in their PJs as they tackle the five-second commute to their dining room office. Others may miss their familiar routines, office space and coworkers.

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The Benefits of Using a Local Mortgage Lender

Real estate is a localized market. You wouldn’t ask a Midtown Manhattan real estate agent whether you should buy a four-bedroom, three-bath home with a detached garage in Cleveland, right? Just as you wouldn’t ask a Los Angeles mechanic to winterize your Pennsylvania car, or your Dallas-based colleague what she thinks about the public school system in Seattle.

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Steps to Qualify For A Home Loan

The path to homeownership is right in front of you – you just need to take the first step of qualifying for a home loan! Luckily, our trusted loan advisors can help you with this. The steps to qualify for a home loan can be easily simplified once you have a reliable partner in your corner.

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Demystifying Home Loan Closing Costs

As you make the decision to move forward on your homeownership journey, you may be wondering about all of the costs involved in purchasing a home. In addition to your down payment, you will also need to plan for closing costs.

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TOP POSTS

What You Need to Know about Sales Price vs. Appraised Value
What You Need to Know about Sales Price vs. Appraised Value
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Understanding a 3-2-1 Interest Rate Buydown
Understanding a 3-2-1 Interest Rate Buydown
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Don’t Miss These Top 5 Tax Breaks for Homeowners
Don’t Miss These Top 5 Tax Breaks for Homeowners
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