Memorial Day is traditionally celebrated with cookouts and parties and often signifies the beginning of the summer season. It’s important, however, to respect and observe the actual meaning of Memorial Day, which is a National Day of Mourning honoring those who have died serving the U.S. Armed Forces. It’s important to remember that for many, this is a tough day. It’s difficult to raise a glass and light off fireworks and smile with the crowd when the observance hits close to home.
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Observing Memorial Day Conscientiously
Lawn & Garden Tips That Will Make Your Home Blossom
April showers bring May flowers, right? Well, yes…if the seeds have already been planted! If not, this is the ideal time to give your outdoor space a little TLC. Fixing up your yard can foster a pride in ownership, give the neighbors something beautiful to look at and, best of all, even increase the selling value of your home!
DIY Home Improvement & Maintenance Tips
Your home is where your heart is. For most of us right now, it’s also where our business is, our family is and our attention is. It’s safe to say your home is where you’re spending the majority of your time – and quite possibly a majority of your income – so make sure this investment pays off by keeping your home in the best shape possible!
How To Keep Busy While Isolating
We’re all in this together, but at times the isolation feels lonely and that the days are dragging on, doesn’t it?
5 Ways You Can Support Your Community During This Time
One of the best ways to stave off fear, worry and anxiety about COVID-19 and its impacts is to focus on the positive. We all know that’s easier said than done, but this task is made a whole lot easier if you can turn your energy into something meaningful, particularly for others.
Family Friendly Online Learning & Activities
Are you looking for activities that will keep your kiddos learning and moving, plus keep your family entertained throughout this time? APM has you covered!
Below is a list of online resources and our favorite at-home activities to help you navigate the next few weeks during the #stayathome Coronavirus epidemic.
What to Do With Your Kids During Quarantine
We are all experiencing a new normal as we take shelter and work to flatten the curve with this Coronavirus that is circulating around the world. It has brought a new normal for each of us in our daily lives. We now interact through social media, live stream apps and electronic devices. Our kids, for the time being, can’t play at the park or have sleepovers with friends. Our weekend trip to the movie theaters is no longer on the agenda nor is the zoo or aquarium. Family time is, for now, indoors and outside so long as we keep a distance from others. So, what do we do with our kids when we are stuck at home for the next few weeks, possibly longer? I can say as a mom of four, two of which are under the age of two, I have had to get creative! Here are a few ideas to stay healthy (physically and mentally), beat the cabin fever and make the most of this time together.
Stay Healthy & Balanced While You Work From Home
Working from home has become the #newnormal for millions of Americans as we try to contain the coronavirus. Some are thrilled to roll out of bed in their PJs as they tackle the five-second commute to their dining room office. Others may miss their familiar routines, office space and coworkers.
The Benefits of Using a Local Mortgage Lender
Real estate is a localized market. You wouldn’t ask a Midtown Manhattan real estate agent whether you should buy a four-bedroom, three-bath home with a detached garage in Cleveland, right? Just as you wouldn’t ask a Los Angeles mechanic to winterize your Pennsylvania car, or your Dallas-based colleague what she thinks about the public school system in Seattle.
Steps to Qualify For A Home Loan
The path to homeownership is right in front of you – you just need to take the first step of qualifying for a home loan! Luckily, our trusted loan advisors can help you with this. The steps to qualify for a home loan can be easily simplified once you have a reliable partner in your corner.
Demystifying Home Loan Closing Costs
As you make the decision to move forward on your homeownership journey, you may be wondering about all of the costs involved in purchasing a home. In addition to your down payment, you will also need to plan for closing costs.
What Documents Do You Need For A Home Loan?
Getting your ducks in a row when applying for a mortgage can seem daunting, but it doesn’t have to be! Lenders, underwriters and APM are here to help you determine what type of loan, including size, duration and other terms, are right for you.
Should You Refinance Into a 15- or 30- Year Mortgage?
Low interest rates mean one thing – opportunity! For first-time homebuyers, low interest rates are an added incentive to purchase their dream home. For current homeowners, this attractive lending environment can result in big savings if they refinance.
Time Management is Key to Work-Life Balance
Whether trying to manage a schedule for one or for a family of six, there are so many things that demand our time and attention. Your desire to be successful in your career, be a great partner and spouse and actively involved parent are all admirable goals and aspirations, but with so many demands, we can become overwhelmed and find ourselves in auto pilot. Creating a healthy and happy work-life balance by establishing a routine is vital to preventing burnout and compromising relationships with friends and family. Time management, as restrictive as it sounds, gives back more time to spend doing what we love with the ones we love!
How to Quickly Save More for a Down Payment
It’s not feasible for most people to snap their fingers and – poof! – a 20 percent down payment appears. For some, saving for a down payment can be a long-term process. While there are many down payment assistance programs and loan options that can make the down payment a little easier to swallow, there are also a few habits you can implement to quickly save for a down payment.
The Lowdown on Down Payment Requirements for Various Mortgages
The monthly payment and duration of your loan can vary widely. These terms are influenced by a few factors, including the type of loan you choose, interest rates and the size of your down payment. You may not be able to control interest rates, but you definitely play a role in your financial future by choosing which loan works best for your situation – and much of that starts with the down payment.
Refinancing 101
Refinancing a mortgage can be advantageous to many homeowners – but what does that really mean? It’s important to know what is a refinance, and what options exist for you. Let us walk you through some of the reasons you may consider refinancing today.
Throwing an Oscar Party to Remember
It’s fun finding reasons to throw a party and celebrate! Whether that be casual or formal, two guests or twenty, a seated dinner or a variety of appetizers and beverages, incorporating a theme makes it fun. The Oscars are just around the corner and this is a perfect reason to throw a party and offer a fun theme as well! Here are some ideas on how to throw a party to remember:
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