*Field Required
Last month saw the start of the Lunar New Year, which is the Year of the Dragon. It's an auspicious year, as it's believed that children born this year are destined for success. Some famous Dragon babies: Keanu Reeves, Rihanna, Dr. Martin Luther King Jr, John Lennon and Peyton Manning.
It's the month of love and we wanted to share some financial love with you in celebration! Below are some articles about smart money moves, buying investment properties (hint: down payment requirements have changed!), and ways to save in filing your taxes this year. We even included a delicious salmon recipe if you're feeling like a spring meal!
As we step into the month of love, let's show some affection to our finances! It's a good time to take a look at where your money is and whether it's working for you.
As we move through January, we've been reflecting on the enduring values championed by Martin Luther King Jr.
As we dive into the celebrations this month, we hope your time with loved ones is filled with laughter, and that all your dreams of peace and harmony light up your days. Cheers to a season of joy and happy moments!
The festive season is upon us! Unfortunately, it’s also the time of year when many of us find ourselves buried in credit card debt. While we all want to capture the perfect Instagram-worthy moments with family and friends, overspending can quickly dampen our holiday spirit.
As we gather in gratitude for the year's journey, we reflect on the steadfast spirit that binds us together. In this month's newsletter, we aim to provide you with insightful updates on the ever-evolving landscape of the mortgage industry, ensuring you stay informed and empowered in your homeownership journey.
The holiday season is quickly approaching, which means it’s time for big meals, family get-togethers, and festive decorations. During all the happy chaos, however, we also need to remember that it’s a season for giving.
REACH YOUR GOALS
Snoop a Little. Find Your Next Home.
If you're planning to buy a home in a certain neighborhood—perhaps your own?—you can limit your search to online listings. Or you can rethink your strategy and become an amateur detective, locating homes that aren't yet for sale, but may go on the market in a month or two. Here are clues that tell you that a property may be for sale soon. If you're lucky, you may be first in line to discuss a purchase.
REACH YOUR GOALS
Tell Your Home It's Payback Time With a HELOC
Even if you bought your home recently, property prices may have boosted your amount of home equity. This is because equity is comprised of two numbers: the amount of your mortgage you've repaid, plus any rise in appraised value. If you have over 20% equity in your home, you may be able to tap into your investment with a home equity line of credit (HELOC).
The 4th of July is coming up, celebrating the ratification of the Declaration of Independence in 1776. Are you looking for fun, unique activities for your Independence Day celebration this year?
You know all about fireworks shows and barbecues, so we won’t waste your time with those—but more power to you if you plan to partake! If you’re looking for even more ways to celebrate freedom while embracing the historic nature of this federal holiday, we’ve got you covered.
It’s beginning to look a lot like…vacation time! The skies are blue, the flowers are in full bloom, and summer is before us.
REACH YOUR GOALS
Spring 2023 Housing Market Update
Spring has sprung, and so have home prices in many areas. A drop in the number of homes for sale has fueled a new round of bidding wars in some regions, and more homes are selling for above their asking prices, even with higher mortgage rates. Homes are selling faster, too, with almost 50% of homes selling within two weeks.
REACH YOUR GOALS
National Home Prices Keep Falling
Since hitting a peak in June 2022, home prices have fallen by 3% to 5% on average. While this is the second-biggest home price correction since the 1950s, it's still mild when compared to the 26% drop in prices between 2007 and 2012.
You did it—you saved for a down payment and closing costs, worked on your credit score, determined how much house you can afford, got pre-approved, and became a first time homebuyer. We’re exhausted just listing all you’ve accomplished! You should be proud of yourself—very proud of yourself.
REACH YOUR GOALS
Will 2023 Be a Better Year for Buyers?
According to many industry experts, 2023's outlook for home buyers is the best it's been for three years.
January 1 is coming up fast, and you know what that means: It’s time to set new year’s resolutions! For many people, the turning over of the calendar will involve financial new year’s resolutions.
The holidays are all about festivities, food, and family. We’re thankful every day for our extended APM family, which includes our clients.
We hope the holiday season has been full of the 3Fs, with a healthy dose of fun thrown in.
In the spirit of the holidays, APM asked its employees to share their favorite holiday family recipes. These were turned into an APM family cookbook, and we’d love to share a little slice of that with you now.
