Even if you bought your home recently, property prices may have boosted your amount of home equity. This is because equity is comprised of two numbers: the amount of your mortgage you've repaid, plus any rise in appraised value. If you have over 20% equity in your home, you may be able to tap into your investment with a home equity line of credit (HELOC).
The 4th of July is coming up, celebrating the ratification of the Declaration of Independence in 1776. Are you looking for fun, unique activities for your Independence Day celebration this year?
You know all about fireworks shows and barbecues, so we won’t waste your time with those—but more power to you if you plan to partake! If you’re looking for even more ways to celebrate freedom while embracing the historic nature of this federal holiday, we’ve got you covered.
It’s beginning to look a lot like…vacation time! The skies are blue, the flowers are in full bloom, and summer is before us.
Spring has sprung, and so have home prices in many areas. A drop in the number of homes for sale has fueled a new round of bidding wars in some regions, and more homes are selling for above their asking prices, even with higher mortgage rates. Homes are selling faster, too, with almost 50% of homes selling within two weeks.
Since hitting a peak in June 2022, home prices have fallen by 3% to 5% on average. While this is the second-biggest home price correction since the 1950s, it's still mild when compared to the 26% drop in prices between 2007 and 2012.
You did it—you saved for a down payment and closing costs, worked on your credit score, determined how much house you can afford, got pre-approved, and became a first time homebuyer. We’re exhausted just listing all you’ve accomplished! You should be proud of yourself—very proud of yourself.
According to many industry experts, 2023's outlook for home buyers is the best it's been for three years.
January 1 is coming up fast, and you know what that means: It’s time to set new year’s resolutions! For many people, the turning over of the calendar will involve financial new year’s resolutions.
The holidays are all about festivities, food, and family. We’re thankful every day for our extended APM family, which includes our clients.
We hope the holiday season has been full of the 3Fs, with a healthy dose of fun thrown in.
In the spirit of the holidays, APM asked its employees to share their favorite holiday family recipes. These were turned into an APM family cookbook, and we’d love to share a little slice of that with you now.
The housing market isn’t what it was a year ago—and that’s not necessarily a bad thing. Yes, interest rates are higher year over year, but in many markets, prices are decreasing or, at the very least, not increasing at the breakneck pace we’ve seen.
Elliot Eisenberg is back with information on where we are, what's coming and why rates are on the move.
It’s the dog days of summer—and we’d better take advantage of them while they’re here! Soon enough, it’ll be back to the grind. Let’s forget about that now, though. You’ve got sunshine to enjoy and water to splash in!
In honor of National Homeownership Month, we wanted to explore the ins and outs of house rules. Do you have house rules? Are they followed? Wondering what the most common rules are—or the biggest faux pas you can commit as a guest in someone else’s home?
This month, Elliot talks about housing inventory trends historically, and how that is affecting our current inventory crunch. He also addresses the fears many have about a recession - or even a repeat of the events of 2006-2008 (hint: this is NOT a repeat!). His perspective on the coming months and years includes discussion on rates, rents, and the impending influx of buyers.
The clock is ticking, but we still have a little time before 2022 is upon us. This year, no one could blame you for simply surviving the challenges that 2021 brought, but for those who want to thrive in the new year, setting a few effective resolutions can be your key to success.
The holidays are HERE! And what better way to celebrate than curled up with a few yummy dishes and the ones you love? Our APM family once again came through—sharing all their favorite holiday appetizers and sides with us.
Passing recipes down from generation to generation—or coming up with new recipes that beget new memories and traditions—is one of the best things about the holidays. Regardless of what holidays you celebrate, the food, love, and family and friend time are what it’s all about.
So we’re sharing a little food, love, and family with you, our extended APM family. We hope you enjoy the recipes—and the holiday season!
Giving and showing thanks benefits more than just the recipient; it does great things for the giver as well. And this isn’t new-age mumbo jumbo. It’s backed by science.
Fall is a fun season to be enjoyed regardless of where you reside in the country. Contrary to popular belief, you don’t have to trek to New England or upstate New York to get a look at the beautiful fall foliage. There are opportunities all over the country—many likely within a day’s drive from you.
Though plenty of leaf-peeping can be done outside of these regions, here are a few major players to get you started.
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