BUY NOW /
REFI LATER
Purchase your home today and then when rates drop...
Save on your refi!
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Buy
Buy with confidence between 11/1/23 - 3/31/24
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Refi
Refinance your
home before 12/31/24 -
Save!
Enjoy reduced
fees on your refi
Reduced lender fees include: administrative, application, commitment, technology, processing, and underwriting fees.
How does Buy-Fi work?
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Apply with APM or one of its branches/DBA brands for the purchase of your new home between 11/1/23 – 3/31/24
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Close on that purchase home loan
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We'll watch interest rates and when they drop, we've got you covered
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Refinance anytime before 12/31/24 and we’ll reduce your lender fees*
- *Conditions and restrictions apply. Reduced lender fees include administrative, application commitment, technology, processing and underwriting fees. All other fees apply. Excludes broker, reverse and home equity loans. Purchase loan must be completed with American Pacific Mortgage or one of its branches/DBA brands between 1/1/23-3/31/23 or 11/1/23-3/31/24. Refinance must also be completed with American Pacific Mortgage or one of its branches/DBA brands to be eligible and must meet agency and investor guidelines. Limited to the initial refinance of the qualified loan (rate and term refi only)
By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Terms and conditions are subject to change without notice. Subject to credit approval. This is not a commitment to lend. Cannot be combined with any other offer. Limited to the states American Pacific Mortgage is eligible to conduct business. To be eligible to qualify, the borrower will be required to provide a complete application, submit requested documentation, and have their credit pulled. Refinance must close and fund no later than 12/31/24. Refinance may not fund earlier than 180 days from original purchase funding date (except for bond loans require 360+ days and may vary by state)
Browse by State
*Field Required
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District Of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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Browse by State
*Field Required
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District Of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
Next
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
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How is your credit?
Estimating your score will not harm your credit and will help us provide a range of available rates.
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
Next
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
Submit
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
Next
Someone will be in contact with you shortly.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
Submit
Someone will be in contact with you shortly.
Applying with
is a breeze
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
- Secure loan application & document exchange
- Ability to pause and resume where you left off
- Updates on your application
- Capability to e-sign documents
- Easy access to resources
*No refund if you close with another lender, or if the cash option is used.
Cash Buys is a registered Service Mark of American Pacific Mortgage. American Pacific Mortgage is not affiliated with Power Buyer LLC.
Terms and conditions subject to Power Buyer Product Agreement.