First-Time
Homebuyer
Buying Your First Home is an Exciting Time!
We are here to help guide you through the process Buying a home is such a thrilling milestone.
This experience is even better when you have a partner by your side. When that big day is finally here, an APM loan advisor is that partner that will assess your home-buying goals, help you understand which loan options are available for you, and keep you in the loop through every stage of the loan process.
What you get with APM is a trusted advisor to guide you every step of the way. They will:
- Assess your home-buying goals
- Provide personalized advice to meet your goals
- Review your finances, income, and credit
- Provide you with loan options tailored to you
- Navigate each step of the home-buying journey
- Work with internal APM teams to get your loan all the way through to approval, closing, and keys in hand
APM will be there through it all, leaving you with ample time to find your dream home as we guide you to a successful, speedy, and hassle-free closing.
How much down payment do you need?
Your loan officer can help determine based on:
Purchase
Price
Monthly
Payment
Interest
Rate
Explore Our First-Time Homebuyer Guidebook
Ready to buy your first home? Our free eBook is here to help! Download now for easy-to-follow tips and advice that will guide you every step of the way on your homebuying journey.
Learn More About...
VA Loans for First-Time Homebuyers
If you are a military Veteran, active-duty service member, or other qualifying VA benefit recipient, be sure to find out how using a VA Loan to buy your first home can be even easier.
Find Out How Much You Can Afford
Curious about how much home you can afford? Our easy-to-use online mortgage calculators are here to help! In just a few minutes, you'll get a clear picture of your budget and get a good idea of down payment and monthly payment for multiple buying scenarios.
We'll help you enter your home with equity!
Now you can buy a home with as little as a 1% down payment with our 1% home program. You pay 1% and we'll pay up to 2%! May be used in conjunction with some other down payment assistance programs, and income limitations apply.
We're Here to Help
We have resources, tools, and advice available for you when you need it.
Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
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How is your credit?
Estimating your score will not harm your credit and will help us provide a range of available rates.
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
Next
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
Submit
By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.
Next
Someone will be in contact with you shortly.
By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.
Submit
Someone will be in contact with you shortly.
Applying with
is a breeze
To begin, you will need to create a secure account.
After you’ve created an account, you will enjoy:
- Secure loan application & document exchange
- Ability to pause and resume where you left off
- Updates on your application
- Capability to e-sign documents
- Easy access to resources