Annual Percentage Rates shown as of May 25th, 2023, subject to change without notice.
For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.
APR = Annual Percentage Rate.
FICO score between 700-720 used for examples below.
Loan Programs:
- Conventional 30 Year Fixed: Loan amount $300,000 at 8.831% APR, 20% down, monthly payment without taxes and insurance is $2,227.49.
- Conventional 15 Year Fixed: Loan amount $300,000 at 7.248% APR, 20% down, monthly payment without taxes and insurance is $2,697.20.
- FHA 30 Year Fixed: Loan amount $300,000 at 7.200% APR, 3.5% down, monthly payment with MI but without taxes and insurance is $3,248.28.
- VA 30 Year Fixed: Loan amount $300,000 at 7.865% APR, 0% down, monthly payment without taxes and insurance is $2,120.20.
- USDA 30 Year Fixed: Loan amount $300,000 at 7.827% APR, 0% down, monthly payment without taxes and insurance is $2,134.
- Jumbo 30 Year Fixed: Loan amount $500,000 at 7.560% APR, 20% down, monthly payment without taxes and insurance is $3,410.88.
- 7/6 ARM: Loan amount $300,000 at 7.926% APR, 20% down, monthly payment without taxes and insurance is $2,021.96. 7/6 ARM is fixed for the first 7 years, subject to change every 6 months thereafter.
- 10/6 ARM: Loan amount $300,000 at 7.829% APR, 20% down, monthly payment without taxes and insurance is $2021.16. 10/6 ARM is fixed for the first 10 years, subject to change every 6 months thereafter.
- Bridge 6 Month Term Fixed: Loan amount $150,000 at 15.860% APR, 20% down, monthly payment without taxes and insurance (deferred). 1 balloon payment of $155,242.50 due on 6th month.
