What type of loan are you looking for?

Purchase

Refinance

Are you currently working with an APM Loan Advisor?

Yes No

Who are you working with?

Let's get started!

When do you plan to buy?

Under Contract Next Couple Months Within a year Just Researching

Let's get started!

Where is the property located?

Browse by State

Not available in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Are you ready to apply?

Yes Want More Information

Where is the property located?

Browse by State

What is your current loan balance?

$260,001 - $280,000

$2M +

What is the best way to reach you?

First name * Last name * Email * Phone number *

You agree to receive automated Transactional messages.

By giving us your phone number, American Pacific Mortgage has your consent to send you automated calls and texts to service your inquiry. By providing your phone number, you are giving permission to be contacted at that number and may Reply STOP to stop receiving messages or HELP for help. Your consent allows the use of text messages, artificial or prerecorded voice messages and automatic dialing technology for informational and account servicing. You don’t need to consent as a condition of buying any property, goods or services. Message/data rates may apply.

By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.

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What is the estimated purchase price?

$260,001 - $280,000

$2M +

What type of refinance interests you?

Consolidate
Debt Lower
Rate Cash
out Shorter
term Other

Someone will be in contact with you shortly.

Thank you

What is your estimated down payment?

$260,001 - $280,000

$2M +

What is your name?

First name Last name

How is your credit?

Estimating your score will not harm your credit and will help us provide a range of available rates.

Poor
<600 Fair
600 - 669 Good
670 - 739 Excellent
740+ NOT SURE

What is the best number to contact you?

You agree to receive automated Transactional messages.

What is your name?

First name Last name

What is your email?

By entering your information and clicking “submit," you are contacting American Pacific Mortgage and agree that we may email you about your inquiry. You also agree to our Terms of Use and Privacy Policy. You may Unsubscribe at any time by replying to any e-mail from us and change the subject line to “Unsubscribe” or e-mail us at compliance@apmortgage.com to Opt out.

Submit

What is the best number to contact you?

You agree to receive automated Transactional messages.

Someone will be in contact with you shortly.

Thank you

What is your email?

Submit

Someone will be in contact with you shortly.

Thank you

Disclosures

Annual Percentage Rates shown as of May 25^th, 2023, subject to change without notice.

For specific loan scenario questions please reach out to your American Pacific Mortgage loan advisor.

APR = Annual Percentage Rate.

FICO score between 700-720 used for examples below.

Loan Programs:

Conventional 30 Year Fixed: Loan amount $300,000 at 8.831% APR, 20% down, monthly payment without taxes and insurance is $2,227.49.
Conventional 15 Year Fixed: Loan amount $300,000 at 7.248% APR, 20% down, monthly payment without taxes and insurance is $2,697.20.
FHA 30 Year Fixed: Loan amount $300,000 at 7.200% APR, 3.5% down, monthly payment with MI but without taxes and insurance is $3,248.28.
VA 30 Year Fixed: Loan amount $300,000 at 7.865% APR, 0% down, monthly payment without taxes and insurance is $2,120.20.
USDA 30 Year Fixed: Loan amount $300,000 at 7.827% APR, 0% down, monthly payment without taxes and insurance is $2,134.
Jumbo 30 Year Fixed: Loan amount $500,000 at 7.560% APR, 20% down, monthly payment without taxes and insurance is $3,410.88.
7/6 ARM: Loan amount $300,000 at 7.926% APR, 20% down, monthly payment without taxes and insurance is $2,021.96. 7/6 ARM is fixed for the first 7 years, subject to change every 6 months thereafter.
10/6 ARM: Loan amount $300,000 at 7.829% APR, 20% down, monthly payment without taxes and insurance is $2021.16. 10/6 ARM is fixed for the first 10 years, subject to change every 6 months thereafter.
Bridge 6 Month Term Fixed: Loan amount $150,000 at 15.860% APR, 20% down, monthly payment without taxes and insurance (deferred). 1 balloon payment of $155,242.50 due on 6th month.

What type of loan are you looking for?

Are you currently working with an APM Loan Advisor?

Who are you working with?

When do you plan to buy?

Where is the property located?

Are you ready to apply?

Where is the property located?

What is your current loan balance?

What is the best way to reach you?

What is the estimated purchase price?

What type of refinance interests you?

Someone will be in contact with you shortly.

What is your estimated down payment?

What is your name?

How is your credit?

What is the best number to contact you?

What is your name?

What is your email?

What is the best number to contact you?

Someone will be in contact with you shortly.

What is your email?

Someone will be in contact with you shortly.

Applying with is a breeze

Disclosures

Applying with
is a breeze