
Why Choose the
Doctor Loan?
Tailored home financing for medical professionals—because you deserve a home as exceptional as your career.
Tailored for medical professionals
Up to 100% Financing
No mortgage insurance required
High loan amounts with more flexibility
Low reserve requirements
Focused on purchase and refinance transactions
Non-traditional credit allowed
Short or incomplete job history accepted with employment contract
Eligibility Made Simple
This program is tailored to meet the specific needs of medical professionals, ensuring that homeownership is within reach, even for those just starting their careers
Eligible
Degrees
M.D.
(Doctor of Medicine)- D.O.
- (Doctor of Osteopathic Medicine)
- D.D.S.
- (Doctor of Dental Surgery)
- D.M.D.
- (Doctor of Medicine in Dentistry)
- D.V.M.
- (Doctor of Veterinary Medicine)
Eligible Professionals
- > Medical Doctors
- > Dentists
- > Podiatrists
- > Ophthalmologists
- > Veterinarians
Employment Requirements
> Future employment contracts or terms of employment acceptance are acceptable.
> New 1099 contract income allowed without 1-2 years of employment history.
Exclusions
> Not available for Chiropractors, Nurses, or Pharmacists.
> Doctor Loan not available in states: AK, CA, DC, HI, ME and NV

Focus on Your Career While We Handle the Details
The Doctor Loan removes traditional barriers like large down payments and extensive job history so you can focus on your career. Enjoy flexible terms, no mortgage insurance, and a streamlined process tailored to your unique needs.