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The Doctor
Loan Program

Your Prescription for Homeownership

Why Choose the
Doctor Loan?

Tailored home financing for medical professionals—because you deserve a home as exceptional as your career.

    • HouseBullet_0824_HappyBlue  Tailored for medical professionals
      • HouseBullet_0824_HappyBlue  Up to 100% Financing  
      • HouseBullet_0824_HappyBlue  No mortgage insurance required
      • HouseBullet_0824_HappyBlue  High loan amounts with more flexibility
    • HouseBullet_0824_HappyBlue  Low reserve requirements
    • HouseBullet_0824_HappyBlue  Focused on purchase and refinance transactions
    • HouseBullet_0824_HappyBlue  Non-traditional credit allowed
    • HouseBullet_0824_HappyBlue  Short or incomplete job history accepted with employment contract

Eligibility Made Simple

This program is tailored to meet the specific needs of medical professionals, ensuring that homeownership is within reach, even for those just starting their careers

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Eligible
Degrees


  • M.D.
    (Doctor of Medicine)
  • D.O.
  • (Doctor of Osteopathic Medicine)
  • D.D.S.
  • (Doctor of Dental Surgery)
  • D.M.D.
  • (Doctor of Medicine in Dentistry)
  • D.V.M.
  • (Doctor of Veterinary Medicine)

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Eligible Professionals

  • > Medical Doctors
  • > Dentists
  • > Podiatrists
  • > Ophthalmologists
  • > Veterinarians

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Employment Requirements


>
Future employment contracts or terms of employment acceptance are acceptable.


> New 1099 contract income allowed without 1-2 years of employment history.

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Exclusions


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Not available for Chiropractors, Nurses, or Pharmacists.

> Doctor Loan not available in states: AK, CA, DC, HI, ME and NV

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Focus on Your Career While We Handle the Details

The Doctor Loan removes traditional barriers like large down payments and extensive job history so you can focus on your career. Enjoy flexible terms, no mortgage insurance, and a streamlined process tailored to your unique needs.

Additional Resources