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Unlock the Benefits of a VA Streamline Refinance

You’ve been of service to us; let us make sure your money’s serving you.

APM is proud to support this country’s Veterans, which is why we make it our duty to ensure your money is working as hard as it can for you. A VA Streamline, also known as a VA IRRRL (Interest Rate Reduction Refinance Loan), can provide financial benefits to Veterans with current VA loans. 

Benefits of a VA Refinance

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Reducing your interest rate can decrease your monthly mortgage payment, giving you more breathing room in your budget. Over time, these savings can add up, helping you build wealth and achieve your financial objectives more efficiently.

Lower Interest Rate

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Whether you want to save for future goals, cover daily expenses, or invest in other opportunities, a lower payment can help take the pressure off your budget while providing greater financial flexibility and peace of mind.

Lower Monthly Payment

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Refinancing allows you to adapt your mortgage better to suit your current financial goals. You can switch to a shorter loan term to pay off your home faster or extend the term for lower monthly payments. 

New Mortgage Structure

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Tapping your equity through a refinance gives you access to funds for major expenses, such as home improvements, education, or medical bills. It can also help you consolidate high-interest debt, potentially lowering your overall monthly payments and saving on interest.

Learn More

Cashing Out Equity

Interested in Refinancing Your VA Loan?

A Streamline Refinance (IRRRL) is available for rate reduction with the reduced requirements listed below. If you wish to tap into your equity, it's similar to how you got your first VA loan, in that you'll be required to get a new appraisal, as well as qualify your assets, income & credit. 

  • NO
    Appraisal

  • NO
    Asset Qualifying

  • NO
    Income Qualifying

  • NO
    Credit Qualifying

A Few Things to Consider…

The length of your mortgage may or may not change based on your particular refinance situation. Six consecutive monthly payments have to be successfully made on your original mortgage before you can apply for a VA Streamline Refinance.
 
Contact an APM loan advisor in your community today to discuss the benefits of a VA Streamline and review the qualifications process. It would be our honor to serve you.
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Explore Our VA Loans Guidebook

Download our FREE eBook with all the details on VA loans.

 

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Find Out How Much You Can Afford

Curious about how much home you can afford? Our easy-to-use online mortgage calculators are here to help! In just a few minutes, you'll get a clear picture of your budget and get a good idea of down payment and monthly payment for multiple buying scenarios.

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