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Meet APM

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About Us

Founded in 1996, American Pacific Mortgage (APM) is a national mortgage lender licensed in 49 states with a workforce of 3,000+ employees and more than 350 branches across the country.

Our commitment is to Creating Experiences That Matter™ for each of our valued customers with every encounter. Whether you’re looking for a streamlined mortgage experience using the latest in technology or face-to-face interaction with a local mortgage expert, APM has you covered. Our licensed Loan Advisors are here to walk you through the mortgage process, ensuring a smooth and informed experience.

At APM, we have a vast suite of specialty loan products that cater to the needs and demands of today’s borrowers. Whether you need alternative ways to document your income, have past credit challenges, have a unique property type, or have a complex financial situation, we have lending solutions for you.

The strength of APM lies not only in our comprehensive product offering but also in the trust bestowed upon us by our customers. We invite you to explore our 141,000+ 5-star customer reviews—a testament to the unparalleled service and experience defining our mortgage process.

Meet the Leadership of APM

At American Pacific Mortgage, our approach to leadership is guided by our company core values of transparency, scrappy, and respect. From strategic decision-making that shapes our company’s direction to the daily interactions with our clients, referral partners, and team members, these values are at the forefront of everything we do as an organization.

Bill Lowman Bill Lowman

Bill is responsible for day-to-day operations of the company.

Bill is chairman of the board and responsible for the company wellness, counter-party relations, and overall quality and soundness of the organization.

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Bill Lowman

Chairman

Ned Payant Ned Payant

Ned is responsible for all aspects of production, sales, growth & expansion, and operations for the company.

Ned is responsible for leading the company’s strategic objectives, health of the organization, including financial soundness and quality, and all other aspects of preserving and promoting the culture of APM.

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Ned Payant

CEO

Dustin Sheppard Dustin Sheppard

Dustin is responsible for all aspects of enterprise production at APM, including overseeing the regional production teams, production technology, production onboarding, recruiting and the corporate loan team.

Dustin is responsible for the revenue, production, and growth of the organization. As a prior LO, Branch Manager and Production Leader, Dustin knows what it takes to make our branches and originators look good.

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Dustin Sheppard

President

MARTY ALLRED MARTY ALLRED

Marty is responsible for all Compliance oversight including licensing, advertising compliance, disclosures, state and federal examinations and regulations, privacy, ECOA and HMDA, and fair lending.

Marty is responsible for Compliance oversight including licensing, advertising, disclosures, state/federal examinations and regulations, privacy, ECOA, HMDA, and fair lending.

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Marty Allred

Chief Compliance Officer

Prateek Khokhar Prateek Khokhar

Paul is responsible for APM’s finance, accounting and treasury activities.

Prateek oversees all areas of finance, accounting, treasury, payroll, and servicing at American Pacific Mortgage (APM). He also works with senior leadership as a key strategic partner to grow APM’s lending platform.

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Prateek Khokhar

Chief Financial Officer

Michele Buschman Michele Buschman

Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.

Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.

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Michele Buschman

Chief Information Officer

Michael Guidotti Michael Guidotti
Michael’s vast experience and focus on growth help him excel at integration, technology utilization, financial health and production expansion.

Michael oversees driving business & operational performance improvements across our organization

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Michael Guidotti

Chief Performance Officer

Leadership Brick Background Template_350x350_300PPI_BrockHomer_gray

In Brock's role as SVP of Capital Markets, he oversees all elements of pricing and selling of loans.

Brock Homer

SVP Capital Markets

Jason Ponsonby Jason Ponsonby
Jason oversees his team’s growth initiatives and leadership strategies, with a focus on technology implementation.

Jason oversees the growth and sales goals for the organization, including enterprise branch oversight and business development strategies.

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Jason Ponsonby

SVP Production

Demetria Hudley Demetria Hudley

Demetria is responsible for employee relations, workforce management, compensation, and benefits

Demetria is responsible for employee relations, workforce management, compensation, and benefits

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Demetria Hudley

VP Human Resources

KIMBERLEY HOCKING KIMBERLEY HOCKING

Kimberley oversees APM’s Enterprise Risk Management program, BSA/AML, quality assurance, loan originator compensation, branch reviews and all suspicious activity/fraud investigations, among other duties. 

Kimberley oversees APM’s Enterprise Risk Management program, BSA/AML, quality assurance, loan originator compensation, branch reviews and all suspicious activity/fraud investigations, among other duties. 

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Kimberley Hocking

VP Risk

CHUCK NUGENT CHUCK NUGENT

Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for American Pacific Mortgage.

Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for APM.

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Chuck Nugent

General Counsel


Creating a Community

There are lots of things that matter to us, but creating and nurturing a community of people who work together to deliver the American dream to our customers is what we're most passionate about. 
Check out some of what we're up to.
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