About | American Pacific Mortgage

People Matter

APM offers a diverse range of specialty loan products tailored to today’s borrowers. Whether you need flexible income documentation options, have faced past credit challenges, own a unique property type, or have complex financial needs, we have lending solutions just for you.

Our strength lies not just in our broad product suite but in the trust and loyalty of our customers. Discover why over 137,000 customers have rated us 5 stars— it's a testament to the exceptional service and experiences that define the APM mortgage journey.

Building Community Together

While many things matter to us, nothing is more important than fostering a supportive community of people working together to help our customers achieve the American dream. Take a look at what we’ve been up to!

The Importance
of Community

Connection is
Our Currency

Building a strong, supportive community is essential for collaboration, innovation, and shared success, driving both personal and organizational growth.

Diversity, Inclusion & Belonging

Our Commitment

Fostering a culture of respect, innovation, and fairness, and equal access to opportunities.

Giving Back
Every Day

APMCares

APMCares is a Nonprofit, founded to advance the company’s social responsibility initiative by providing the means for our employees and partners to serve our communities through financial and time donations.

Bill is chairman of the board and responsible for the company wellness, counter-party relations, and overall quality and soundness of the organization.

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Bill Lowman

Chairman

Ned is responsible for leading the company’s strategic objectives, health of the organization, including financial soundness and quality, and all other aspects of preserving and promoting the culture of APM.

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Ned Payant

CEO

Dustin is responsible for the revenue, production, and growth of the organization. As a prior LO, Branch Manager and Production Leader, Dustin knows what it takes to make our branches and originators look good.

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Dustin Sheppard

President

Marty is responsible for Compliance oversight including licensing, advertising, disclosures, state/federal examinations and regulations, privacy, ECOA, HMDA, and fair lending.

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Marty Allred

Chief Compliance Officer

Prateek oversees all areas of finance, accounting, treasury, payroll, and servicing at American Pacific Mortgage (APM). He also works with senior leadership as a key strategic partner to grow APM’s lending platform.

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Prateek Khokhar

Chief Financial Officer

Michele is responsible for the overall daily operations and strategy of all APM infrastructure, systems, software applications, data, development, technical support and security; supporting the organization at a nationwide level.

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Michele Buschman

Chief Information Officer

Michael oversees driving business & operational performance improvements across our organization

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Michael Guidotti

Chief Performance Officer

In Brock's role as SVP of Capital Markets, he oversees all elements of pricing and selling of loans.

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Brock Homer

SVP Capital Markets

Jason oversees the growth and sales goals for the organization, including enterprise branch oversight and business development strategies.

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Jason Ponsonby

SVP Production

Demetria is responsible for employee relations, workforce management, compensation, and benefits

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Demetria Hudley

VP Human Resources

Kimberley oversees APM’s Enterprise Risk Management program, BSA/AML, quality assurance, loan originator compensation, branch reviews and all suspicious activity/fraud investigations, among other duties.

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Kimberley Hocking

VP Risk

Chuck is responsible for all aspects of compensation risk management, compliance and regulatory matters, personnel counseling, and head attorney for APM.

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Chuck Nugent

General Counsel

Our Mission is Simple

People Matter

Living Our Core Values